pet insurance?

I recently notice that kroger grocery stores are selling pet insurance. there seem to be many pet insurances out there now more than ever. I am looking to purchase some insurance for my three dogs. but I don’t know which to buy? do any of you have pet insurance if so what is it called and if you had a reason to use it on a dog how was the response? did you have to pay up front? how long did it take before you were reimbursed? what did it cover and what is the monthly cost, where did you purchase it or was it a company benefit ? I’m told blockbuster employees have pet insurance as one of their benefits. thanks for answering and helping me to choose.

The best think to do is to start a seperate savings acct. at your bank just for your pet/pets and put what amount you think you can afford in it monthly.That way the money will be there for their yearly shots and/or an emergency vet visit if needed. Insurance companies are a rip off.